630 Cowper Street, Palo Alto, CA 94301 (main office) | 6 Lassen Ct, Menlo Park, CA 94025 (branch)
P: 650-328-1000, F: 650-324-1142 | Open M-F 8:30-5pm, LIC# 0525309
California is a great place to live, but this is a state with no "low risk" areas. There are only places with varying degrees of earthquake risk. Even if you do not live on top of the San Andreas Fault, you are not safe. Some parts of California have not had an earthquake for over 200 years but that does not mean they are safe. Faults in the earth's crust that cause earthquakes slowly build up tension over centuries and when that tension is suddenly released, an earthquake occurs. If you happen to live in Stanford or the Bay Area, here is what the US Geological Survey has to say "The region experienced large and destructive earthquakes in 1838, 1868, 1906, and 1989, and future large earthquakes to relieve this continually accumulating strain are a certainty."
A mild earthquake may just rattle your windows and doors. But a major one, as we have seen in Haiti and Chile, can destroy everything you own in seconds. Your only protection is earthquake insurance.
Most homeowner's, mobile home, condominium and renter's insurance policies do not cover earthquake damage and loss. This is something you have to buy separately. Earthquakes strike without warning and everything you have worked for all your life could be gone in moments. And do you know that under normal home loan terms, even if your home is destroyed in an earthquake, you are still liable to pay the outstanding loan amount?
Many people make the mistake of thinking that the government will be there to help them recover from the effects of an earthquake. State and federal disaster relief programs are designed to help you get partly back on your feet. They are not meant to replace insurance and will not compensate you for the loss of your home and possessions.
Its not a pleasant thought, but what will you do if your home and everything you own were to be literally yanked out from under your feet? Can you afford to start all over again? If your answer is no, then you should contact Insurance by Allied Brokers. We are an insurance firm with over half a century of experience in insuring the people of California against the loss of homes, businesses and life. We do not take a cookie cutter approach to insurance. Representing, as we do, some of the leading insurance companies in the country, we are in a position to offer you a wide range of insurance products, including a variety of earthquake insurance policies.
At Insurance by Allied Brokers we do not look at the sales of an insurance policy as a one off transaction. We build long term relationships with our clients and that means we provide them the kind of coverage that best suits them, at the budgets they are comfortable with.
If, in the worst case scenario, an earthquake should rob you of your home and belongings, the loss is more than just a material one. We know that. And although nothing can make up for the trauma of the loss, with the right type of earthquake insurance, you and your family will be able to get completely back on your feet and set about rebuilding your lives.
If you would like to know more about earthquake insurance, or any other form of personal, home, auto, business of life insurance, please visit our website at www.alliedbrokers.com. If you would like to contact us we are available on phone (650) 328-1000, fax (650) 324-1142 or on email at firstname.lastname@example.org. You can also contact us using our Online Contact Form.
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Cities Served: Menlo Park, Redwood City, Atherton, San Carlos, San Bruno, San Mateo, Burlingame, Foster City, San Francisco, Brisbane, Belmont, Los Altos, Los Altos Hills, Sunnyvale, Mountain View, Cupertino, Saratoga, Half Moon Bay, San Jose, Campbell, Los Gatos, Milpitas, Santa Clara